INVESTMENTS - What's Most Important To You?

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By Jennifer Bhala

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Ponder This

Tax-Deferred

If you were a farmer and you were told you could either pay tax on the bag of seed you are buying today (knowing your current tax bracket) or pay tax on the bag of seed plus all the growth of the harvest in the future, (Govt. will let you know what your tax bracket will be when they require you to pay the taxes) which would you choose?

What do you do when you put money into a 401(k) or IRA? Wouldn't you rather earn tax free dividends, tax-deferred interest and then access that growth tax free as well? In essence, never actually paying taxes on that money, and passing it to your beneficiaries tax free on top of that.

Control

If you were a farmer and you were given the opportunity to give up control of your water rights today with no guarantee of any benefit in the future, and on top of that you only have restricted use of your water, with penalties, for a certain number of years, would you do it?

Retirement accounts are full of restrictions and penalties. Take back control of your money today in your own banking system.

Money Flow

If you had the choice of paying principal and interest payments on a loan to someone else's bank OR recapture principal and interest payments on a loan back into your own bank, which would you choose?

Banks own or finance the tallest buildings in every city? Maybe you should consider mimicking their strategies in your own banking system?

Funding Your Retirement

If you had the choice of trying to put enough (extra) money away each month to make sure you had a great retirement but never really knew how much would be there when you actually retired OR buying a car every four years to fund your retirement account, and knowing how much you will have when you are ready to retire, which would you choose?

Car or anything you would normally borrow money for during your lifetime.

Who has your bottom line as their priority? Only You

How often would you choose to give a stranger control of your future by allowing them to decide what to do with your money and paying them a fee whether they lost your money or not, whether they offered guaranteed growth for your money or not; OR would you rather be in control of your money in a safe, secure simple to use system that provides guaranteed predictable future outcomes?

Who is making all the decisions about your money in 401(k)'s, IRA's, Mutual Funds etc.? There is a system where you can be in control. It is simple enough for anyone to use, but don't let it's simplicity fool you into thinking it is not a wealth building powerhouse!

Lifetime of Blind Faith

Would you prefer to be able to predict the future amount of money you will have available during your retirement NOW at the beginning, so you can actually plan your future OR would you rather be worried about your future your whole life and then be surprised at the actual time of your retirement to find there just isn't enough money to last and you should have tried other strategies when you had the chance?

Our current financial model is unpredictable and offers no guarantees or safety. There is a different model you can follow that offers predictability, safety and guarantees. Ask me about it.

Mutual Fund Rate of Return Myth

Do you know how the growth of your money, advertised in Mutual Fund Prospectus' is figured out? We have been trained to look at interest rates rather than dollar amounts.


Disclaimer: the survey below is for educational purposes only. Seek professional financial advise from those licensed to give it in your state.


In today's economic turmoil I believe in safety and security of my money and preservation of capital with guaranteed growth. If you think the same way I do, take this survey and let me know what you want for your money.

Investment Survey

If you answered 'Yes' to one or more of these 10 questions in the above survey, then call me today, because I can give you a free consultation and prepare a free illustration personalized for your financial circumstances that offers all of the benefits in the survey.

(Disclaimer: this survey is for educational purposes only. Seek professional financial advise from those licensed to give it in your state.)

Compare Dollars Earned with Dollars Paid to Interest Each Month. - This is why you cannot just look at interest rates and why you must compare interest dollars

SEE BELOW, HOW TO FIGURE OUT WHAT PERCENTAGE OF INTEREST YOU ARE PAYING YOUR YOUR DEBTS EACH MONTH.
SEE BELOW, HOW TO FIGURE OUT WHAT PERCENTAGE OF INTEREST YOU ARE PAYING YOUR YOUR DEBTS EACH MONTH.

Again, this is why just looking at interest rates has gotten so many people into financial trouble. We must also understand interest volume & interest velocity

Use these slides to help you figure out how many interest dollars you are paying banks compared to how many interest dollars you are earning on your investments

Comments

kenneth avery profile image

kenneth avery Level 8 Commenter 5 months ago

12/27

Dear Jennifer,

You are very welcome. And I urge you to keep up the fantastic writing that is so helpful to people. And I personally want to thank you for the sweet Fan Mail that you left me. That made MY Day! Wow, I never knew just how much power that words can carry. And I want YOU and YOURS to have the BEST New Year Ever!///Kenneth

Jennifer Bhala profile image

Jennifer Bhala Hub Author 5 months ago

Thanks for your comment Kenneth. Much appreciated. Glad you found the info. useful.

kenneth avery profile image

kenneth avery Level 8 Commenter 5 months ago

12/6

Jennifer, voted up, useful, interesting and awesome. You are a super writer, my friend. Very helpful advice and informative. Should be a must-read for all who want to actually HAVE a retirement. Keep up the great work. And have a Merry Christmas.

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    DISCLAIMER

    This hub post holds the intention of helping all who read it to 
    learn,research, grow,and love our fellow humans/animals.
    Information provided here is for EDUCATIONAL PURPOSES ONLY and is 
    in NO WAY intended to replace proper financial advice. IT IS NOT 
    to be construed as instruction on how to pay-off debt or overcome 
    any financial situation the reader may be in.
    Every individual is different, thus what may work for one may not 
    work for another person. The writer of this hub post will not be 
    held accountable in anyway if and when the recipients of this hub
    post choose to apply the information they read for their own 
    personal use. Consult with the professional financial authorities 
    of your choice.
    
    Remember, taking responsibility for your own wealth is your own 
    personal decision: do your research and choose wisely. 
    I commend you!

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